Priv Product · Split Payments

One purchase, many cards — with a backup reserve built in.

Priv Pay splits a single purchase across multiple linked cards in real time, with an automatic backup reserve if any card declines mid-transaction. Designed so everyday payments clear without a single point of failure.

What Priv Pay does

Real-Time Splitting

Split one purchase across multiple linked cards the moment you pay.

Automatic Backup Reserve

If a card declines mid-transaction, the reserve covers it without failing the payment.

Built on Priv

The same Priv financial rails that power Priv Core and Priv Philanthropy.

Mobile First

Native iOS and Android clients are on the way — join the early access list.

Available on

iOSAndroid

Priv Pay is part of the Priv system by Sans Mercantile.

Ready to start with Priv Pay?

Priv Pay splits a single purchase across multiple linked cards in real time, with an automatic backup reserve if any card declines mid-transaction. Join the early access list.

Join Early Access